introduction of our organization

Insurance supplies
CIEO will provide a one year free Accidental & Non-Accidental assurance coverage RMB 300,000,
with daily medical allowance for one-year full time contract teachers.

Benefit		Sum Assured	Coverage Introduce
Accidental	Death	RMB 300K	0% co-payment
	Dismemberment	RMB 300K	Payment rate under the schedule of benefit
	Burning	RMB 300K	100% paid on burning at 10% surface
Accidental in & out-patient		RMB 20K	Accidental in & out-patient no deductible, 0% co-payment
Accidental & Non-accidental in-patient allowance		RMB200/Day	Accidental in-patient no deductible. Non-Accidental in-patient deducted after 3 days.
Non-accidental out-patient		RMB 10K	Out-patient medical payment ratio is 90%
			Out-patient medical daily limitation is RMB 300
			Out-patient medical inspection fee limitation is RMB 400
Non-accidental in-patient		RMB 20K	95% payable ratio
			Daily In-patient room limitation is RMB 100
			Inspection fee limitation is RMB 3000 per hospital
Group hospitalization charge		RMB 200K	In the conditions of reached individual in-patient coverage, could use of group hospitalization charge, by the limitation of RMB 50K per person.